Understanding Wage Garnishment Answers in Illinois: A Client’s Story
By: Attorney Olivia Baginski
At Bruning & Associates, P.C., we know that legal jargon can be overwhelming. Navigating wage garnishments is no exception. When employers receive a garnishment order, they are often met with confusing language and complex requirements. That’s where we come in. The attorneys at Bruning & Associates, P.C. specialize in helping individuals and businesses understand these legal documents and fulfill their obligations accurately.
A wage garnishment is a legal order requiring an employer to withhold a portion of an employee’s wages to pay off a debt. This can include unpaid loans, child support, taxes, or other court-ordered obligations. In Illinois, responding to a wage garnishment involves submitting an “Answer.” An Answer is a formal legal document that outlines how much should be withheld from an employee’s wages. However, the language in these forms can be confusing, and mistakes can happen without proper guidance.
Our client, a small business owner, faced such a challenge. She received a wage garnishment order and, despite her best efforts, miscalculated the amount she owed. The complicated terminology led her to overlook a critical factor — her employee’s child support payments. As a result, she mistakenly believed she owed approximately $200 more per month than was required.
For seven (7) months, she submitted payments based on this incorrect calculation. Overwhelmed and uncertain of how to proceed, she turned to our law firm for assistance.
After carefully reviewing her case, we identified the problem and calculated the accurate amount owed, which was roughly only $20 per month after accounting for the child support deductions. We then represented her in court to present the corrected figures. To resolve the matter, our client submitted a check for the proper amount owed over the seven (7) month period, $140, instead of the incorrect $1,400 she had feared.
Wage garnishment orders and Answers often contain technical language that can be difficult to interpret. Phrases like “nonexempt disposable earnings” and “statutory deductions” can confuse even the most diligent employers. Our attorneys are experienced in breaking down these complex terms and ensuring that clients understand their responsibilities.
When you work with our firm, we:
- Clarify Legal Terms: We explain your obligations in straightforward language so you can make informed decisions.
- Ensure Accurate Calculations: Our team reviews all relevant factors, including deductions for child support or tax levies, to ensure you report the correct garnishment amount.
- Provide Court Representation: If necessary, we advocate on your behalf in court to correct errors and protect your interests.
- Offer Ongoing Support: From answering questions to helping you manage compliance, we stand by your side every step of the way.
Responding to a wage garnishment can feel overwhelming, but you don’t have to navigate it alone. Bruning & Associates, P.C. is dedicated to helping clients understand legal documents, avoid costly mistakes, and resolve issues efficiently.
If you’ve received a wage garnishment order and aren’t sure what to do next, contact us today at 815-455-3000. Let us help you find clarity and peace of mind.
Click here to learn more about Attorney Olivia Baginski.
*The content of this blog post is provided for general informational purposes only and does not constitute legal advice or create an attorney-client relationship. You should not rely on this information as a substitute for legal counsel, and we recommend consulting a licensed attorney in Illinois for advice specific to your situation. Viewing or interacting with this blog does not establish an attorney-client relationship, which can only be formed through a written agreement.