- Bruning & Associates represents mortgage lenders in mortgage foreclosure actions against delinquent borrowers, and also represents homeowners trying to save their home from mortgage foreclosure.
What do I do if I received a foreclosure summons?
- First, note that you are only granted 30 days to respond to the summons and complaint. Therefore, you need to speak with an attorney right away to develop a strategy for defending against the foreclosure. Time is of the essence, so call us right away to see if we can help you save your home.
How long does the foreclosure process take?
- Depending on your case, the process can take anywhere from about six months to several years. This depends on the specific facts of your case which may allow for certain legal defenses, delaying a final judgment.
Can I stop or delay foreclosure?
- While it is possible that certain defenses to a foreclosure complaint could defeat the complaint altogether, it is more common that those defenses will in the very least cause litigation to continue. For example, each time a motion is filed in your case, the other side must respond to it, and a hearing must be held on it, a process which can take several months. Hiring an attorney is the best way to delay, or possibly defeat, foreclosure.
Can I stay in my home during the foreclosure case?
- Yes, you can stay in your home during the entire process. Once a judgment of foreclosure is granted, the court will give you a certain period of time, typically 30-60 days, to vacate your home.
Why should I hire an attorney to handle my foreclosure case?
- An attorney can help to prolong the foreclosure case by defending against the complaint. This means that you will have more time, months and potentially even years, in your home. This also gives you time to apply for a loan modification or refinance your mortgage, which could potentially result in the bank dropping the foreclosure case.